Credit Analyst

Company: Diamond Trust Bank

Location: Dar es Salaam, Head Office, Tanzania

Reports to: Head of Corporate Banking

Job Purpose

The Credit Analyst is responsible for managing the end-to-end process of credit applications and related transactions. This includes:

• Conducting credit assessments
• Defending credit proposals at various review levels
• Handling documentation, disbursement, and administrative account-related matters
• Overseeing all credit administrative tasks

Key Responsibilities

• Ensure turnaround time for credit applications meets agreed timeframes
• Contribute to managing, monitoring, and controlling the lending portfolio
• Perform credit appraisals and recommend proposals to credit committees
• Process other credit-related applications
• Liaise with professionals such as advocates, accountants, valuers, and insurers
• Diarize issues from credit applications for future action
• Identify weaknesses in credit processing and recommend or organize suitable training
• Follow up on audit reports reviewing credit applications and loan appraisals
• Analyze financial statements

Candidate Requirements

Educational Qualifications

Bachelor’s degree or equivalent in Accounting, Business Administration, Banking and Finance, or Economics

Experience

Fresh graduate or minimum of 1 year of banking experience in credit management from a reputable commercial bank

Personal Attributes

• Strong communication and reporting skills
• Good numerical and analytical skills
• Excellent proficiency in Microsoft applications
• Structured approach to handling complex and variable work environments independently
• Ability to balance opposing business requirements
• Capability to manage long-term and short-term requirements independently

How to Apply

Application Deadline: September 2, 2025

Application Process: Submit application letter and CV to recruitment2025@diamondtrust.co.tz