Job Title: Head of Payments 

Y9 is integrating technology to enable business growth and prosperity with innovative products and services delivered in a very localized manner. Along with deploying ethical values with a collaborative approach in the areas of its operation. Y9 has also partnered with the right go-to-market partners like mobile network operators, government institutions, businesses, and other organizations. Y9 is a fully stacked and regulated, loan giving digital microfinance provider which leverages Artificial intelligence, Machine Learning enabled with a subscription model offering.

In such a fast paced environment with a growing customer base, a head of payments is critical for the efficient delivery of service conveniently. The individual once selected will be responsible for:

Responsibilities:

• Strategize and formulate product plans, effectively presenting innovative ideas to key stakeholders.
• Efficiently handle multiple partnerships with payment gateway providers, ensuring seamless management and coordination.
• Articulate and define product features aligned with the product roadmap, ensuring clear direction and objective setting.
• Act as the primary liaison between cross-functional teams and stakeholders, fostering effective communication and collaboration.
• Supervise and oversee all aspects of product development, including meticulous design and development stages.
• Continuously enhance and refine the product through iterative processes, guaranteeing optimal performance prior to launch.
• Keep stakeholders and customers well-informed about the product's progress and updates, ensuring transparency and satisfaction.
• Strategically schedule and lead meetings to identify and address issues promptly, effectively driving project resolutions.
• Coordinate the seamless integration of various competitive payment instruments onto the payment platform.
• Collaborate closely with the vendor partner team, ensuring swift resolution of system issues and tickets without hampering productivity.
• Possess in-depth knowledge of the requirements of banking, deposits, merchant, and payment service providers, catering to diverse consumer and merchant segments.
• Foster productive collaborations with technical and business teams, leveraging expertise in APIs and software development to drive success.
• Take charge of payment gateways, merchant onboarding, product ownership, and merchant management.
• Provide valuable expertise in discussing global payment trends and payment regulations with internal stakeholders, contributing to informed decision-making processes.

Key Competencies:

• Possess a minimum of 10 years of comprehensive work experience in financial product ownership or a comparable role, showcasing a deep understanding of the field.
• Must have led a team on a payments product from ideation to rollout.
• Leverage extensive experience in the financial industry, encompassing various aspects such as banking, deposits, cards, and retail, providing a comprehensive perspective.
• Demonstrating having worked with multi-faceted technical teams in different geographical locations with exposure to banking systems, mobile money wallets, or fintech vendors is an added advantage.
• Showcase expertise and familiarity with cross-border and real-time payments, including SWIFT, further enhancing your knowledge base.
• Demonstrate a strong track record of involvement in financial services-related projects/products, particularly within banks or software companies.
• Exhibit a proven sense of responsibility and a track record of delivering results swiftly, ensuring efficient project execution.
• Excel in communication skills, adeptly articulating and documenting technical and functional specifications with clarity and precision.
• Demonstrate exceptional adaptability to manage multiple complex projects simultaneously while navigating shifting priorities effectively.

Requirements:

• Education: bachelor’s degree in computer science or a related field (or equivalent work experience).
• Prior work experience dealing with payment gateways, merchant onboarding, product ownership, and merchant management, core banking and mobile banking platforms.
• Strong knowledge of software testing principles, methodologies, and APIs.
• Proficiency in various testing methods and tools for applications.
• Technical Knowledge: Familiarity with programming languages such as Java, C#, Python, or JavaScript. Understanding of web technologies, APIs, databases, and operating systems.

Application mode:

Kindly share your CV via career@Y9bank.tz

Deadline: 11^th August 2023