Equity for Tanzania Limited (EFTA)

P.O. Box 7293, Moshi, Tanzania

Tel: +255 (0) 27 27 54696

Email: info@efta.co.tz

Investment Officer Vacancy

Department: Operations

Position: Investment Officer - IO

Reporting to: Branch Manager

Branches Available: 1 Mbeya, 1 Dodoma, 1 Bukoba

End of Application: 20th February 2026

Hours of Work: 8am - 5pm Monday to Friday. Additional hours as required by workload.

Company Details:

EFTA is a reputable award-winning equipment finance company based in Tanzania with numerous branches across the country, dedicated to helping SMEs and farmers grow.

Purpose of Role:

The Investment Officer will be directly responsible for handling EFTA customers, including attracting new customers, appraising applications for loans, and monitoring customers who have received loans.

Job Description

Day-to-Day Responsibilities:

Pre-Application:

Identify potential customers in target markets and explain the EFTA product to them.
Support the Branch Manager in delivering pre-application seminars to potential applicants.
Provide on-going advice to people preparing applications.

Application Processing:

Conduct full appraisals of applications, including business viability and the applicant’s reliability. This will include customer site visits, discussions with current or potential customers and suppliers, personal reference checks, working capital checks, and basic financial analysis.
Conduct ESG (environmental, social and governance) assessment of applicants.
Make recommendations to the Branch Manager about which investments should be progressed.
For investments agreed with the Branch Manager, prepare investment proposals for the local Credit Committee, using a standard format.
Participate in vetting process for equipment suppliers, e.g. performing site visits.

Post-Application:

Take responsibility for a portfolio of EFTA customers, monitoring these investments on an on-going basis including reminder phone-calls and regular visits to the customers’ business sites.
Make recommendations to the Branch Manager regarding loan restructuring and/or write-off decisions for these customers.
Identify any ESG issues within your portfolio and ensure customers are aware of labor laws.
Coordinate with training team to identify customers’ skills training needs and ensure proper follow-up for any training received. This could also include helping to coordinate customer networking events.
Maintain detailed records on EFTA’s software system.

Education Level and Experience:

Must have a bachelor’s degree in economics, Marketing, and a related field.
Must have at least one year of work experience.
Must have a valid driving license.
Should have Computer Skills.
Must have Communication, Analytic, Sales and Marketing, and Problem-solving skills.
Must be knowledgeable in: Mathematics, Business Appraisal, and SME Financing.

How to Apply:

EFTA is an equal opportunity employer, and the position is open to all qualified candidates. You are required to submit a CV and cover letter explaining how the experience detailed in the CV will contribute to the requirements of the position through: https://efta.co.tz/careers/

Unfortunately, due to the large volume of applications we receive, we will not be able to respond to each individual candidate. Only shortlisted candidates will be contacted.

EQUITY FOR TANZANIA LTD (EFTA)