Job Vacancy at Good Fund Microfinance Limited (GFML) – Loan Officer | October 2026

About Good Fund Microfinance Limited

Good Fund Microfinance Limited (GFML) is a private limited liability company incorporated in Tanzania in February 2024. The company was licensed by the Bank of Tanzania on 20th December 2024 and commenced operations in 2025. GFML currently operates in Dar es Salaam and the Pwani Region.

GFML aims to build a sustainable socio-economic ecosystem that addresses economic challenges and supports community development. The company focuses on empowering low-income individuals, particularly women, by expanding access to affordable financial services.

Good Fund Microfinance Limited is seeking a proactive, results-oriented, and target-driven Loan Officer to grow and manage a quality loan portfolio. The successful candidate will be responsible for identifying and recruiting clients, conducting field assessments, forming and managing borrower groups, assessing loan applications, and monitoring repayments. The position requires regular fieldwork, strong customer service skills, effective loan recovery, and close collaboration with the Senior Loan Officer and other team members.

Key Duties and Responsibilities

The Loan Officer will perform the following duties:

• Build, maintain, and grow a healthy loan portfolio in line with GFML’s lending policies and targets.
• Identify, recruit, screen, and assess prospective clients against the eligibility criteria for GFML loan products.
• Explain GFML’s loan products, eligibility criteria, terms, conditions, fees, and repayment schedules to clients.
• Mobilize clients and establish borrower groups in accordance with approved procedures and agreed recruitment targets.
• Conduct proactive field marketing, community outreach, and client acquisition activities.
• Maintain regular contact with borrower groups and individual clients through field visits and follow-ups.
• Assess clients’ businesses and income-generating activities and collect relevant information required for loan appraisal.
• Monitor repayment schedules, collect instalments in accordance with approved procedures, and promptly follow up on missed payments.
• Support loan disbursement processes and monitor repayment performance throughout the loan cycle.
• Verify clients’ identities, business locations, guarantors, residential details, and other required supporting documents.
• Prepare accurate weekly and monthly reports on client recruitment, loan performance, arrears, and recovery activities.
• Submit complete loan applications to the Credit Committee for review, recommendation, and approval in accordance with GFML procedures.
• Provide professional, respectful, and timely customer service to clients.
• Deliver financial education to clients on responsible borrowing, business management, savings, and repayment obligations.
• Attend and monitor at least two group meetings per day, where applicable, and reconcile client passbooks and records.
• Complete daily documentation and accurately update client and loan records.
• Prepare weekly cash requisitions for approved loan disbursements and other authorized operational expenses.
• Conduct timely loan recovery and follow-up activities and escalate cases in accordance with GFML procedures and applicable laws.
• Protect confidential information and comply with GFML’s confidentiality and non-disclosure requirements.
• Maintain an orderly filing system and secure, accurate records for client and company documents.
• Prepare administrative forms, client documents, and other related records as required.
• Support the coordination and documentation of meetings and other operational activities as assigned.

Academic Qualifications, Experience and Competencies

Interested candidates should possess the following qualifications and competencies:

Academic Qualifications

• Diploma or Bachelor’s degree in Business Administration, Accounting, Banking, Commerce, Marketing, or other related fields.

Professional Experience

• At least six years of experience in the microfinance industry.
• Strong knowledge of group lending and individual lending operations.

Skills and Competencies

• Ability to assess prospective beneficiaries and organize them into borrower groups.
• Ability to monitor beneficiaries and provide weekly updates and reports.
• Ability to work independently under management supervision.
• Excellent English language proficiency and report-writing skills.
• Flexibility and strong communication skills.
• Competency in Microsoft Office applications, including Word, Excel, and Outlook.
• Willingness and ability to conduct regular field visits and work with clients in different communities.
• Ability to assess clients’ businesses and income-generating activities.
• Good record-keeping, documentation, and report-writing skills.
• Computer literacy, particularly in Microsoft Word and Excel. Knowledge of loan management or ERP systems will be an added advantage.
• Ability to work independently, meet client recruitment and group-formation targets, and work effectively under the supervision of the Loan Officer.
• Honesty, trustworthiness, self-motivation, and commitment to maintaining client confidentiality.

Application Instructions

All interested and qualified candidates are invited to submit their applications on or before 5th November 2026.

Applicants should adhere to the following application requirements:

• Complete the application through the employer’s online application link provided below or scan the QR code attached to the original advertisement.
• Attach a detailed and updated Curriculum Vitae (CV) containing complete names and contact details, including postal address, email address, and telephone number.
• Include the names and contact details of three referees in the CV.

All applications should be addressed to:

The Chief Executive Officer (CEO)
Good Fund Microfinance Limited
P.O. Box 33104
Dar es Salaam, Tanzania.

Important Information

• Only shortlisted candidates will be contacted through their active mobile numbers and email addresses.
• Good Fund Microfinance Limited will not be responsible for transportation or accommodation expenses incurred during the interview process.
• No reimbursement will be provided for expenses incurred by candidates during the interview process.

How to Apply

Interested and qualified candidates should submit their applications through the employer’s online recruitment platform using the link below.

CLICK HERE TO APPLY

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