Senior Officer – Credit Review & Control

Job Purpose

The primary responsibility of this role will be in the areas of Credit Review & Control over the advances portfolio of the Bank by way of continuously enhancing monitoring / supervision techniques to match higher standards. The incumbent shall liaise with the supervisor in Credit Review & Control in building systems to manage & closely monitor a growing credit portfolio of DTB Tanzania.

Duties and Responsibilities

• Review of Credit Portfolio on a daily basis, identifying key accounts for follow-up and regularization. The officer shall liaise directly with the Head of Credit Review & Control to identify stressed assets and possible remedies to ensure accounts do not deteriorate.
• Review of Credit Assessments conducted by Business teams to ensure that proposals fall within the internal and regulatory guidelines of the Bank.
• Identify all overdrawings on accounts that have been done without proper approvals and ensure accountability is held and regularization is followed up to closure.
• Follow through with the credit control framework for the submission and review of periodic returns from clients & compliance to covenants requirements.
• Follow up and monitor through a framework of post-disbursement review, all key parameters/conditions of sanction, including but not limited to: financial/account operations, submission of updated financials for review, security perfection concluded, compliance with approval conditions by MCC, TRC, and BCC.
• Enhanced supervision on low-rated, stressed accounts – including NPAs, working closely with DRU as required.

Requirements

• A Bachelor’s degree in Accounting, Business Administration, Banking and Finance, Economics, or a related field.

Work Experience

• Minimum of 1-3 years of banking experience in the Credit department, preferably handling corporate & retail credit assessments & credit monitoring.

Personal Attributes

• Strong evaluation, communication, and reporting skills.
• Good at managing large volumes of information and can add value through management reporting.
• Builds relationships and networks easily.

Application Details

Please send your application letter and CV to the email address provided below. Ensure your application clearly states the position you are applying for.

Email: recruitment2026@diamondtrust.co.tz

Deadline: 10th June 2026