Senior Credit Officer

SENIOR CREDIT OFFICER
INDUSTRY: BANKING
On behalf of our reputable client HR World Ltd is looking for a Senior Credit Officer who will provide support, direction, and loan policies.

RESPONSIBILITIES;

• Reviewing financial statements and other documents to identify potential risks or opportunities in order to make investment decisions
• Negotiating with business partners to resolve issues regarding delinquent accounts, late fees, interest rates, or other contract terms
• Providing guidance to junior staff in the department on best practices for underwriting loans or other financial products
• Reviewing existing loan portfolios to assess risk levels and make recommendations for adjustments to portfolios based on changes in market conditions
• Providing information about loan terms and conditions to borrowers and other stakeholders involved in the loan process
• Monitoring borrower accounts for delinquencies or other issues that may need to be addressed by staff members in other departments within the bank or company
• Maintaining relationships with lenders, borrowers, and other parties involved in transactions in order to ensure that all parties understand and comply with applicable policies
  

QUALIFICATIONS;

• Bachelor of Science in Accounting, Finance, Banking, Business, or a similar field.
• A minimum of 8 years' experience as a Senior Credit Officer.
• Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
• Strong communication skills and proven customer service experience.
  
  

Interested candidates may send their CVs to recruitment@hrworld.co.tz before 22nd September 2023