Credit Analyst

Job Objective

Review all credit requests and ensure compliance with standard regulations before disbursement.

Duties and Responsibilities

• Review and appraise all credit requests.
• Generate monthly statutory reports on credit reviews.
• Ensure compliance with all credit approval processes and procedures.
• Review deal memos and product programs with the view of optimizing credit facilities and products.
• Confirm risk ratings of all customers and advice business offices on appropriate steps to take.
• Carry out all assigned tasks by the Chief Credit Officer.

Key Performance Indicators

• Minimum turnaround time for credit processing.
• Adherence to the bank’s policies and processes.
• Value addition to credit requests.
• High internal and external customer satisfaction index.
• Compliance with internal and external policies and regulations.

Minimum Education Qualifications

• Minimum of Bachelors Degree.
• Relevant Professional Qualifications compulsory.

Previous Work Experience Requirements

• Minimum of 2–5 years banking experience.

Key Competency List

Knowledge

• Good knowledge of financial accounting.
• Good understanding of Financial statements.
• Good knowledge of credit analysis and risk assessment.
• Good knowledge of internal and external policies and procedures.
• Regulatory Laws.

Skills/Competencies

• Good analytical skills.
• Excellent writing skills.
• Good presentation skills.
• High information/data gathering ability.
• Strong attention to details and ability to work under pressure.
• Supervisory skills.

Application Instructions

Applications must be channeled through recruitment.tanzania@ubagroup.com.

Subject title must be Application for (name of the role).

Please attach your:

• Cover letter
• CV
• All Academic Certificates

Only shortlisted candidates will be contacted.

Employee Confirmation

I, ______________________________________________________ have read and understood my job descriptions, and I hereby promise to deliver accordingly.

Name: __________________ Signature: ________________ Date: ____________

Supervisor

Name: __________________ Signature: ________________ Date: ____________