Fraud and Misappropriation Prevention Officer (FMPU) at Umodzi Microfinance Ltd

Umodzi Microfinance Ltd is hiring for Fraud and Misappropriation Prevention Officer (FMPU) to join our team.

Role overview & key responsibilities
In your role as Fraud and Misappropriation Prevention Officer, you will be tasked with the development and implementation of strategies to prevent, detect, and respond to fraud and financial misappropriation. You will play a key role in safeguarding the assets and integrity of our microfinance operations, ensuring compliance with relevant laws and regulations.

Key responsibilities

Organizing and implementation

• Develop viable Micro Finance Program overall business plan in careful consultation among the team, ensuring the alignment with Umoja’s strategy
• Implement the MF Program strategy, three year business plans, and the annual operating plans in accordance with Umoja’s Core Values, Mission Statement and relevant policies and protocols.
• Establish appropriate, effective and efficient monitoring tools and systems for the MF Program operations.
• Develop, revise and update operations manual and procedures concerning lending methodologies, financial services, internal control system and other relevant documents are according to the standardized system of Umodzi Microfinance
• Revise and/or newly develop products based on market surveys and client regular feedbacks.
• Develop proposal for funding whenever appropriate

Monitor, follow-up and reporting

• The MF Program plan and targets are achieved, variances (if any) are properly identified and explained, and correction actions are taken. All operation policies and procedures are applied consistently, uniformly and in compliance across all branches.
• Ensure rapid scaling up with quality operational performance consistent with Umodzi Microfinance standards for MF Program, local government/Central Bank performance benchmarks and Micro finance best practices in general.
• Prepare, submit and distribute branch operation reports as well as MF Program’s operational and narrative reports to management and Government authorities like UMRA in a timely manner.
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• Develop loan tracking system in cooperation with IT team; closely follow up and monitor the system implementation.
• Follow up with audit findings and recommendations on operation.
• Collect/update & analyze required information relating to MF Program’s competitors and clients’ feedbacks/concerns on a regular basis (at least every six months) to come up to recommendations for improvement.

Capacity building

• Identify & build up annual learning needs of all Branch Managers and operation staff by different methods so that their capacity is strengthened.
• Develop annual training plan to improve competences among operation team. Make Training Curriculum, Training Materials, Valuable Contribution (in a role of key trainer) to operation trainings.
• Do Performance appraisal for operation staff properly.
• Develop & revise the job Description, Core Competency of relevant staff when needed.

Job search platform

• Demonstrate leadership, management and day-to-day behavior and attitudes, which exemplify Umodzi Microfinance Mission, Core Values, the organizational culture and encourage others to follow.

Networking

• Build and maintain effective relationships with concerned Umodzi Microfinance staff and clients, other organizations, government institutions, and the general public.

Qualifications & skills

• Proven experience in fraud detection, financial audit, or a similar role, preferably in the banking or microfinance sector.
• Strong understanding of financial regulations and laws pertaining to fraud and financial crimes.
• Excellent analytical and problem-solving skills.
• Ability to handle sensitive information discreetly and maintain confidentiality.
• Strong communication and interpersonal skills.

How to apply

Send your CV, Covering Letter & Academic Documents with position name as the subject to recruitment@umodzitz.com

Application deadline: 4th November 2026