Analyze your CV for Business Head, Retail Banking at National Microfinance Bank(NMB)

Get a free, instant analysis of how well your CV matches this role. Identify ATS issues, keyword gaps, and actionable improvements to boost your chances.

About this job

Job Purpose:
The job holder is responsible for ensuring that business sales targets for retail are achieved and customers are serviced effectively. He/she will also oversee development and management of client relationships to achieve the bank’s financial objectives and maximize profit while encouraging a single view of the customer and cross-selling of the bank’s products and services, working with the Digital Transformation and Products division.
Key Responsibilities:


Revenue and profit and loss responsibility, overseeing retail sales and customer service being focused on the client and closely cooperating with the Digital Transformation and Products division, focus on sales in the branches
Participate in the development and review of the Customer Business’ unit strategic plan
Formulate banking strategies to improve retail sales, and communicate the strategy, plans and ideas to department heads
Drive sales through the teams in the branch network and Personal and Business Banking, developing work plans, budgets and overseeing execution
Leverage retail customer analytics to inform strategic choices and priorities
Analyze the Retail Customer Business Sales activities and business value chain (end to end) for growth opportunities, cross selling and new innovative solutions to exceed customer needs and expectations
Originate, maintain and develop relationships in the retail banking market. This involves leading the definition of end to end customer experience across all channels, service processes, sales processes and operations in line with the retail strategy
Develop, implement and own the end to end sales processes and associate technology systems across channels in line with regulatory requirements and risk appetite
Ensure teamwork with other business units (Wholesale and Agribusiness) for seamless value chain delivery of solutions
Review the branches operating costs within the budget in order to maintain cost control


Attributes:


Strong knowledge of retail customer segmentation and management techniques
Business Development, Customer Service and Relationship skills in retail banking
Impeccable integrity
Demonstrated record of retail revenue growth in a customer-centric and innovative, technology-driven financial services environment
Demonstrable revenue and profit and loss responsibility for retail in an innovative technology-driven financial services environment, being a corporate or medium-sized financial service or investment company
A people person with presence
Passion for retail sales in NMB, identify opportunities, pull customers in, go-getter mentality


Key competencies:


Execution: achieving results through others, drive sales through the team
Business Judgement: Showing commercial acumen
Intellectual Potential: Thinking quickly and flexible
Collaboration: Creating synergies through working in partnership and teamwork
Inspirational Leadership: Getting people to follow you


Qualifications and experience:


Master’s degree in Business (e.g. MBA) or related field gained from a recognized university or a Master’s degree in another area combined with business certifications from reputed international institutions
Postgraduate qualifications in banking is an added advantage
Minimum of 10 years’ relevant experience, 2 years at senior management level
Proven track record with demonstrable retail revenue and profit and loss responsibility in a customer-centric and innovative, technology-driven financial services environment, being a corporate or medium-sized financial service or investment company 


 
How to Apply
This position is open to Tanzanian nationals only. If you consider yourself a strong candidate based on the requirements for the role, we invite you to apply by sending your letter of application and CV to executives@nmbtz.com
Please be advised that if you are not contacted within 15 working days of the advert closing date then you have not been shortlisted.
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.