Analyze your CV for Chief Credit Officer at UBA Tanzania Ltd

Job Objective(s)Ensure protection of the Bank’s credit risk assets through providing a secure but flexible framework. Ensure compliance with Regulatory guidelines regarding Credit Risk within the country.Duties and ResponsibilitiesSupervise development of clear credit policy guidelines with associated procedural and process manuals ensuring alignment with the credit policies of the country.Make sure Credit awareness is high bank-wide through periodic training and testing.Ensure nominated credit officers execute assigned functions appropriately.Maintain a high quality credit portfolio, based on internationally accepted risk rating models, which is adequately secured and provides appropriate returns for risk accepted.Utilize credit software to ensure credit cycle is compliant with policy from Target Market Definition, extension and availment of credits and ongoing monitoring up till collection.Limit credit infractions by applying approved sanctions on defaulting officers.Ensure high Credit Admin standards with suitable archiving and reporting systems.Ensure development of Product Programs which addresses key marketing initiatives while maintaining security for the Bank.Identify causes of credit failures and disseminate within the country to prevent recurrence.Communicate regularly with Bank staff regarding policy changes, process improvement initiatives etc.Ensure compliance with regulatory guidelines within the region to protect Bank from sanctions.Ensure responses to internal and external queries fall within agreed turnaround time.Supervise the activities of the Credit analysis structuring & product programmes, Credit administration/monitoring, recovery and remedial functions.Any other duties as assigned by immediate supervisor.Key Performance IndicatorsEnsure responses to internal and external queries fall within agreed turnaround time.Effectiveness of Policies and processes developed in limiting credit defaults.Net Recoveries Vs Budget.Percentage of non-performing loans to the total loans approved.Number of recurring audit exceptions.Turnaround time of credit processing and approval.Minimum loan loss provision.Compliance with internal and external policies.Level of customer satisfaction.Job RequirementsEducation: First degree in a relevant discipline; (MBA, MSc, MA, ML and/or Professional Qualifications compulsory).Experience: 10 years relevant banking experience; 15 years non-banking but related experience.Key Competency RequirementsProficiency in Credit Structuring.Relationship Management experience.Product Development.Skills/CompetenciesProfessional disposition.Strategy formulation & Business Awareness.Creativity & Innovation.Resource Management.Delegation & Empowerment.Ability to Inspire & Manage Change.Analytical Thinking.Decision Making.Problem Solving.Diversity Management.Interrogatory skills.Communication skills.Fraud Detection & Control.Internal Audit practice.Accounts Management.Analytical and Investigation Skills.Auditing Skills.Accounting Skills.Comprehensive Banking Operations (Domestic and Foreign) Skills.Comprehensive Treasury skills.Reporting RelationshipsFunctionally reports to: MD/CEOAdministratively reports to: MD/CEOSupervises: Credit analysis structuring and product programmes, Credit Administration, Monitoring & reporting, Recovery and Remedial.Job Holder: Abubakar Juma AdamSupervisor: Olugbenga MakindeApplication InstructionsApplications must be channeled through recruitment.tanzania@ubagroup.com. Subject title: Application for Chief Credit Officer Please attach your: Cover letter, CV, All Academic Certificates. Only shortlisted candidates will be contacted.