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About this job

Credit Analyst

Job Objective
Review all credit requests and ensure compliance with standard regulations before disbursement.

Duties and Responsibilities

Review and appraise all credit requests.
Generate monthly statutory reports on credit reviews.
Ensure compliance with all credit approval processes and procedures.
Review deal memos and product programs with the view of optimizing credit facilities and products.
Confirm risk ratings of all customers and advice business offices on appropriate steps to take.
Carry out all assigned tasks by the Chief Credit Officer.


Key Performance Indicators

Minimum turnaround time for credit processing.
Adherence to the bank’s policies and processes.
Value addition to credit requests.
High internal and external customer satisfaction index.
Compliance with internal and external policies and regulations.


Minimum Education Qualifications

Minimum of Bachelors Degree.
Relevant Professional Qualifications compulsory.


Previous Work Experience Requirements

Minimum of 2–5 years banking experience.


Key Competency List
Knowledge

Good knowledge of financial accounting.
Good understanding of Financial statements.
Good knowledge of credit analysis and risk assessment.
Good knowledge of internal and external policies and procedures.
Regulatory Laws.


Skills/Competencies

Good analytical skills.
Excellent writing skills.
Good presentation skills.
High information/data gathering ability.
Strong attention to details and ability to work under pressure.
Supervisory skills.


Application Instructions
Applications must be channeled through recruitment.tanzania@ubagroup.com.
Subject title must be Application for (name of the role).
Please attach your:

Cover letter
CV
All Academic Certificates

Only shortlisted candidates will be contacted.

Employee Confirmation
I, ______________________________________________________ have read and understood my job descriptions, and I hereby promise to deliver accordingly.
Name: __________________ Signature: ________________ Date: ____________

Supervisor
Name: __________________ Signature: ________________ Date: ____________