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About this job
Credit Manager
About the Role
HR World Ltd on behalf of our client, is seeking a skilled and experienced Credit Manager to join their team. The successful candidate will play a pivotal role in ensuring the sound creditworthiness of corporate clients, contributing to the growth and profitability of the loan portfolio.
Responsibilities
Thoroughly review corporate credit appraisals and recommendations for credit applications, identifying any missing documentation or information. Ensure applications adhere to established credit policies and procedures.
Conduct in-depth analysis of both financial and non-financial data for corporate customers to assess the risk associated with extending credit or lending funds.
Compare the liquidity, profitability, and credit histories of evaluated establishments with similar businesses within the same industries and geographical locations.
Maintain a comprehensive database of credit applications received from branches and the decisions made. Ensure meticulous loan tracking aligns with credit policies and procedures.
Regularly visit customer businesses to gain a deeper understanding of their operations, assess the viability of their enterprises, and enhance the bank's perception of the client.
Conduct periodic inspections of customer collaterals to verify their existence and quality.
Actively participate in internal meetings that review and identify opportunities for process improvement, resulting in more focused and efficient credit procedures.
Provide valuable consultation to relationship managers and offer appropriate guidance to ensure the onboarding of high-quality businesses and adherence to all bank policies and procedures, including compliance with KYC and Money Laundering Policies.
Perform any other related tasks assigned by the line manager that contribute to the bank's business operations.
Qualifications
A Bachelor's Degree in Business Administration, Banking or Finance, Accounting, or a related field from a recognized university. Professional qualifications like CPA (T) and CPB are highly valued.
Minimum 5+ years of experience working with a leading organization and a strong understanding of the bank's major business development channels, including trade finance, corporate and project finance, export development, asset financing, and syndication.
Proven capability and experience in structuring complex credit solutions for corporate clients.
How to Apply
Interested candidates are encouraged to submit their CVs to career@hrworld.co.tz before November 8, 2024.
Only shortlisted candidates will be contacted.
About the Role
HR World Ltd on behalf of our client, is seeking a skilled and experienced Credit Manager to join their team. The successful candidate will play a pivotal role in ensuring the sound creditworthiness of corporate clients, contributing to the growth and profitability of the loan portfolio.
Responsibilities
Thoroughly review corporate credit appraisals and recommendations for credit applications, identifying any missing documentation or information. Ensure applications adhere to established credit policies and procedures.
Conduct in-depth analysis of both financial and non-financial data for corporate customers to assess the risk associated with extending credit or lending funds.
Compare the liquidity, profitability, and credit histories of evaluated establishments with similar businesses within the same industries and geographical locations.
Maintain a comprehensive database of credit applications received from branches and the decisions made. Ensure meticulous loan tracking aligns with credit policies and procedures.
Regularly visit customer businesses to gain a deeper understanding of their operations, assess the viability of their enterprises, and enhance the bank's perception of the client.
Conduct periodic inspections of customer collaterals to verify their existence and quality.
Actively participate in internal meetings that review and identify opportunities for process improvement, resulting in more focused and efficient credit procedures.
Provide valuable consultation to relationship managers and offer appropriate guidance to ensure the onboarding of high-quality businesses and adherence to all bank policies and procedures, including compliance with KYC and Money Laundering Policies.
Perform any other related tasks assigned by the line manager that contribute to the bank's business operations.
Qualifications
A Bachelor's Degree in Business Administration, Banking or Finance, Accounting, or a related field from a recognized university. Professional qualifications like CPA (T) and CPB are highly valued.
Minimum 5+ years of experience working with a leading organization and a strong understanding of the bank's major business development channels, including trade finance, corporate and project finance, export development, asset financing, and syndication.
Proven capability and experience in structuring complex credit solutions for corporate clients.
How to Apply
Interested candidates are encouraged to submit their CVs to career@hrworld.co.tz before November 8, 2024.
Only shortlisted candidates will be contacted.