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About this job

OVERVIEW
YETU Microfinance Bank PLC seeks to recruit suitable candidates for the following positions:
CREDIT OFFICERS AND ASSISTANT CREDIT OFFICERS( 15 POSTS)
 
QUALIFICATIONS AND REQUIREMENTS

A holder of Degree/Diploma or Certificate preferably in General Agriculture, Business Administration, Education, Community Development, Banking & Finance, Accounting, Marketing or equivalent certifications from recognized institutions, or related field.
Computer literacy and data entry knowledge
Customer care skills

CREDIT OFFICER AND ASSISTANT CREDIT OFFICE RESPONSIBILITIES

To ensure that agency/branch is complying with the established group lending policy and procedures which include the applicant’s assessment procedures and loan monitoring system designed to provide information concerning the performance of the loans portfolio.
To ensure good customer service, improved performance and profitability as well as effective risk control and management in the lending portfolio in line with the bank’s objectives.

 
KEY RESPONSIBILITIES

Ensuring quality group lending portfolio for branch
To ensure collections/repayments of group loans at the branch as well as ensuring the loans are managed in accordance with the group loans credit policy and lending manual.
To make follow up of queries raised by internal and external auditors.
To do reconciliation
In coordination with branch managers, he/she will deal with list of borrowers who have missed loan installments
To ensure that weekly, monthly quarterly and annual portfolio reports are prepared
Lease with the branch to ensure that no queries are raised by customers or auditors with regard to Solidarity Group Lending product
Ensure that all the loan repayment are collected and submitted to branch
Cross-sell other bank’s products and services
Participate in the preparation of branch annual plan and projections for group loan portfolio
Ensure accurate and timely filing of both group loan documentation
Attend any other duties as may be assigned by the In-charge/Branch Manager

MODE OF APPLICATION
All letters of application accompanied with relevant copies of certificates, CV, and at least three referees should be posted or hand delivered to the undersigned to reach her not later than 30th November, 2018.

Human Resource Officer, YETU Microfinance Bank PLC P.O.BOX 75379, DAR ES SALAAM.