Analyze your CV for Product Manager, Asset/Liabilities at Standard Bank

Job PurposeThe role holder will assist to conceptualize, scope, plan, project-manage, lead, and successfully execute: product development; product management; business development; process re-engineering ; portfolio optimization and other initiatives that shall provide business unit level support to aid in the strategic, tactical and operational support of Personal and Business Banking Lending Products as determined by customer needs, customer value propositions, in alignment with competitor environment and business needs.Key Responsibilities/AccountabilitiesPersonal and Business  Banking overall budgets for lending productsPersonal and Business Banking segment budgets for lending productsAccurately forecast and actively monitor business progress and forecasts to grow the balance sheetProduct performance management (track and analyze performance) on a structured and regular basis and propose remedial action on shortfallsUndertake business growth initiativesTechnical Product Management expertiseIdentification of new revenue streams and businessConceptualization and development of new productsDevelopment and implementation of product strategiesProduct processes enhancement/re-engineeringAssist with the conceptualization and management of campaigns.Effective product pricingDevelopment of appropriate sales/service support toolsActively support the relationship management teams in Personal and Business Banking to scale up on the acquisition and onboarding of digital and self-service channel customers onto their portfoliosPreferred Qualification and ExperienceUniversity Graduate with at least 3 years managerial experience in Business/Commercial/Consumer financial servicesPreferably a post-graduate degree and/or Professional QualificationsDemonstrable Product Development; Product Management or Business Development experience in the development ofBanking Products, Financial services products, Investment products, Insurance products, Transaction products, or Money transfer related productsIndividual(s) must be able to show their participation in Business Planning and also been involved in process improvement initiatives around Financial servicesIndividual(s) must be able to show-case Business Revenue generation initiatives that they have been involved in, or successfully executedKnowledge/Technical Skills/ExpertiseWell developed strategic perspective and forward planning abilityProven track record in business goal managementStrong analytical, problem- solving, decision-making, financial management and budget planning skillsProject management skillsComputer literate (MS Office Suite including MS- Excel)Interpersonal and stakeholder management competenciesIntellectHave a conceptual understanding of product development, management, and optimization framework