Credit Officer Grade II

DUTIES AND RESPONSIBILITIES

(i)To conduct credit training sessions and programmes for clients on the management of credit and the credit methodology;

(ii)To receive and assess credit applications; 

(iii)To make all necessary preparations for the disbursement of loans, including preparing repayment schedules and drafting loan contracts; 

(iv)To maintain records and tracking loans; 

(v)To make loan follow-up for clients to ensure loans are paid promptly; 

(vi)To conduct impact monitoring and assessment; the Credit Officer will contribute to the assessment of the impact on clients of the financial services; 

(vii)To participate in Regional Office Management and planning meetings, as well as relevant external meetings; and

(viii)To assist the Regional Manager in developing and maintaining relations with the local business community, including but not limited to potential and actual clients, and with other institutions providing micro-financing services; 

(ix)To contribute in identifying the need for programme improvements or for new micro-financing services, and contribute to their development; 

(x)To propose changes in the credit policies of the Regional Office to the Manager; 

(xi)Contribute to the preparation, organization and implementation of training programme for SIDO staff on credit matters when required; and 

(xii)Perform any other duties as may be assigned by his/her Supervisor.

QUALIFICATION AND EXPERIENCE

Bachelor Degree or Advanced Diploma either in Business Administration majoring in Accountancy or Finance or Bachelor of Commerce in Accounting or Finance from recognized institutions

REMUNERATION SALARY SCALE: PGSS 6