Credit Analyst

JOB TITLE: Credit Analyst

Key responsibilities:

•  Keep turnaround time of all credit applications within agreed timeframe.
•  Contribute towards effective managing, monitoring and controlling the lending portfolio.
•  Credit appraisal and recommendation of the credit proposals to various credit committees.
•  Process other credit related applications.
•  Liaise with professionals i.e. advocates, accountants, valuers, insurers etc.
•  Diarizing for future action any issues arising from the credit application.
•  Identification of areas of weakness during credit processing, organizing and/or recommending suitable training
•  Follow up of audit reports reviewing credit applications and loan appraisals
•  Analyzing of Financial statements.
•  Reviewing feasibility studies to establish the viability of projects.
•  Evaluating the credit worthiness of customers and prospective customers.
•  Preparing of credit proposals.
•  Ensuring all overdraft limits is renewed before expiry.
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•  Preparation of extension letters to customers where facilities have been extended.

Knowledge, experience and personal competencies:

•  University degree or equivalent qualifications in Accounting, Business Administration, Banking and Finance & Economics.
•  Good knowledge of Microsoft applications.
•  Fresh graduate / minimum of 2 years of banking experience in credit management from a reputable commercial bank.
•  Strong interpersonal, communication and reporting skills.
•  Good numerical and analytical skills
•  Builds relationships and networks easily
•  Strong time management and organizational skills and able to meet deadlines

APPLICATION INSTRUCTIONS
Applications should be submitted to: recruitment2022@diamondtrust.co.tz on or before 16th November 2022.
DTB is an equal opportunity employer.