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Credit Manager
Job Description
CREDIT MANAGER
INDUSTRY -FINANCE
On behalf of our reputable client, HR World Ltd is looking for a Credit Manager who will provide support, direction, and loan policies to ensure Company maintains a quality credit extension.
RESPONSIBILITIES;
- Meeting with clients interested in taking loans and providing them with the necessary information to start the loan application process.
- Collecting the needed financial documentation and assessing the clients' creditworthiness.
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
- Approving or denying loan requests, and communicating your decision to both clients and management.
- Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
- Maintaining records of loan applications by using loan management software. ajira
- Managing loan renewals by organizing follow-up meetings with clients.
- Monitoring the progress of the loan application process and relaying any hindrances to clients.
- Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.
QUALIFICATIONS;
- Bachelor of science in accounting, finance, banking, business, or a similar field.
- A minimum of 8 years' experience as a Credit Manager.
- Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
- Strong communication skills and proven customer service experience.
- Exceptional analytical skills and the ability to work with complicated financial data.
Interested candidates may send their CV's to career@hrworld.co.tz before 26th August 2023
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