Assistant Credit Officers

MUCOBA Bank PLC, formerly known as Mufindi Community Bank LTD (MuCoBa) is the oldest community bank in Tanzania that was incorporated in December 1998 and licensed by Bank of Tanzania (BOT) in May 1999 to offer banking services to the communities of Mufindi and neighbouring districts. It opened its doors to the public in June 1999. The Bank, with its Head Office in Mafinga, offers banking services to the community of Iringa region and its neighboring region of Mbeya at Mbalali District.

Mucoba Bank Pic is now inviting applications from suitable candidates for the under mentioned positions:

Assistant Credit Officers (3 Posts)

The following shall be the main duties and responsibilities to be accomplished by a successful candidate on day to day:

• Reporting to Credit supervisors or Credit manager
• To mobilize deposits and loans from clients
• To conduct training to clients for group loans
• To disburse loans to well-trained groups and individuals

• To ensure loan repayment is done timely by close monitoring of the portfolio
• To conduct loan ajira recoveries to non-performing loans
• To prepare and analyze loan documents
• To conduct K.Y.C before disbursing loans
• To ensure there is proper record keeping and documentation
• To prepare daily collection and disbursement reports and be submitted to supervisor and credit manager
• To manage Non-Performing Loans so as to be within regulatory minimum requirement
• To perform any other duties as may be assigned by higher authority

Qualifications

• Diploma/ Bachelor Degree in General Agriculture, Business Administration, Education, Community Development, Finance or equivalent from recognized Institutions
• Computer literacy and data entry knowledge and to be updated with new technology
• Customer care skills and fluency in English and Kiswahili both written and spoken
• Experience in microfinance lending will be an added advantage

Attributes

• Decisive
• Confidentiality
• Hard worker and Team player
• Must demonstrate honesty, integrity, and transparency
• Effective in time management
• Creative and able to take initiatives

Commitment

The selected candidate should be committed and ready to work in rural areas

MODE OF APPLICATION

Application letters with CV, copies of relevant certificates, and contacts of at least three referees should be sent to the undersigned, by not later than one week from the date of advertisement, to the following address:

THE GENERAL MANAGER MUCOBA BANK PLC

P.O.BOX 147

MAFINGA

OR via the email below:

Email: mucoba@mucobatz.com

Applications sent through email should be in PDF format.

Only short listed candidates will be contacted.