Equity for Tanzania Limited (EFTA) – Investment Officer, Morogoro – November 2026

Employer: Equity for Tanzania Limited (EFTA)

Position: Investment Officer (IO)

Department: Operations

Duty Station: Morogoro, Tanzania

Reporting To: Branch Manager

Working Hours: Monday to Friday, 8:00 AM – 5:00 PM

About Equity for Tanzania Limited (EFTA)

Equity for Tanzania Limited (EFTA) is a reputable, award-winning equipment finance company based in Tanzania, with several branches across the country. The company is dedicated to supporting the growth of small and medium-sized enterprises (SMEs) by providing equipment financing solutions that enable businesses to expand their operations and improve productivity.

Job Summary

The Investment Officer will be responsible for managing EFTA customers throughout the investment process, including identifying and attracting new customers, assessing loan applications, and monitoring customers who have received financing.

The successful candidate will conduct business appraisals, assess applicants’ financial viability and reliability, prepare investment proposals, and manage an assigned portfolio of customers to ensure effective loan monitoring and risk management.

Key Responsibilities

1. Pre-Application Activities

• Identify potential customers in target markets and explain EFTA’s products and services to them.
• Support the Branch Manager in conducting pre-application seminars for prospective applicants.
• Provide ongoing advice and guidance to individuals preparing loan applications.

2. Application Processing and Assessment

• Conduct comprehensive appraisals of loan applications, assessing business viability and applicant reliability.
• Carry out customer site visits and engage with existing or prospective customers and their suppliers.
• Conduct personal reference checks, working capital assessments and basic financial analysis.
• Perform Environmental, Social and Governance (ESG) assessments of applicants.
• Recommend suitable investment applications to the Branch Manager for further consideration.
• Prepare investment proposals for the local Credit Committee, using the company’s standard format, for investments approved for progression by the Branch Manager.
• Participate in the vetting of equipment suppliers, including conducting supplier site visits where necessary.

3. Post-Application Activities and Customer Monitoring

• Take primary responsibility for managing an assigned portfolio of EFTA customers.
• Monitor financed customers on an ongoing basis through reminder phone calls and regular visits to their business premises.
• Make recommendations to the Branch Manager regarding loan restructuring and potential write-off decisions.
ajira
• Identify ESG-related issues within the customer portfolio and ensure customers are aware of applicable labour laws.
• Work with the training team to identify customers’ skills development needs and ensure appropriate follow-up on training provided.
• Assist in coordinating customer networking events where necessary.
• Maintain accurate and detailed customer records in EFTA’s software system.

4. Compliance and Risk Management

• Ensure compliance with leasing policies, procedures and applicable regulatory requirements.
• Identify and report fraudulent lease applications.
• Maintain accurate customer records and lease documentation.
• Participate in branch audits as required.

Qualifications and Requirements

Interested candidates must meet the following requirements:

• Education: Bachelor’s Degree in Economics, Marketing or a related field.
• Work Experience: At least one (1) year of relevant work experience.
• Driving Licence: Must possess a valid driving licence.
• Computer Skills: Good computer literacy and ability to use relevant computer applications.
• Professional Skills:
  • Strong communication skills.
  • Analytical skills.
  • Sales and marketing skills.
  • Problem-solving abilities.
• Technical Knowledge:
  • Mathematics.
  • Business appraisal.
  • SME financing.

How to Apply

Equity for Tanzania Limited (EFTA) is an equal opportunity employer, and the position is open to all qualified candidates. Interested applicants are required to submit the following documents:

• Updated Curriculum Vitae (CV).
• Cover Letter explaining how their experience and qualifications meet the requirements of the position.

Applications should be submitted through the EFTA careers portal:

CLICK/TAP HERE TO APPLY

Application Deadline: 13th November 2026

Due to the large volume of applications received, EFTA will not be able to respond to every applicant individually. Only shortlisted candidates will be contacted.

Contact Information

Equity for Tanzania Limited (EFTA)

P.O. Box 33655, Dar es Salaam, Tanzania.

• Telephone: +255 (0) 27 27 54696
• Email: info@efta.co.tz
• Website: www.efta.co.tz