Loan Officer

Tujijenge Tanzania

Tujijenge Tanzania was set up by Tujijenge Afrika, with the vision of being a leader in the provision of caring, customer focused financial services

WE ARE HIRING!

Position: Loan Officer

RESPONSIBILITIES :

• Identify potentials loans to grant loans for existing Loan portfolio and external clients through Sales and other awareness methods.
• Achieve monthly execution targets set by the Management and maintain 100% collection record.
• Carry out a comprehensive credit evaluation to decide on the creditworthiness of clients, loan amount and if needed evaluate security required as per the Company guidelines and practices.
• Prepare the file with Credit proposal including all supporting documents that are required to submit to Head Office for approval.
• Closely monitor on monthly collections to ensure the quality of the loan portfolio.
• Carry out periodical follow ups and post evaluations as per the guidelines laid down in the operational manual.
• Provide information to the Management on competitors, market developments and changes to improve the product.
• Report detected malpractices, irregularities and non-compliance to the Management immediately.
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• Attend to other reasonable official duties assigned by the Management, which not mentioned above
• Comply with all laid down Company policies & procedures, controls and applicable practices.
• Adhere to the CBSL guidelines with regard to AMLTF (Anti Money Laundering and Terrorist Financing) & CCP (Customer Protection Policy)

SKILLS, COMPETENCE, EXPERIENCE REQUIRED;

• A bachelor’s degree in a related social science field.
• Minimum of three years of experience in the position.
• Strong understanding of lending practices and financial regulations.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Attention to detail and strong analytical skills.
• Proficiency in computer applications, including Microsoft Office.
• Experience with loan origination software.
• Multilingual abilities.

SEND YOUR CV ON OR BEFORE 16/09/2023

TO: felixj@tujijenge.or.tz

(Please include “Loan Officer Application” as mail subject)